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Financial Activism: How To Defeat the Money Power
by Anthony Migchels, founder of the Dutch Barter System
For eighty years a major not for profit, private currency has been operating in the heartland of Europe. In Zurich, almost next door to the Bank of International Settlements in Basel, there is the WIR, turning over the equivalent of almost 2 billion CHF per year.
WIR was founded by businessmen Werner Zimmerman and Paul Enz in 1934. It was a direct response to the Great Depression. They built on the legacy of Silvio Gesell, whose thinking also was the basis for the famous Wörgl Scrip and today’s German Regional Currencies, like the Chiemgauer.
Silvio Gesell is in fact the Patriarch of what I suggest should be called ‘German Economics’ or ‘Interest-Free Economics‘, the theoretical basis for the anti-usury movement. His analysis of Usury inspired both Gottfried Feder and Margrit Kennedy, two other leading lights of the European anti-usury movement. He also had interesting and much needed ideas about land reform.
Where the Wörgl and the Chiemgauer were/are backed by national (banking) currencies, the WIR goes where nobody before dared to go: it is basically Mutual Credit. Mutual Credit based currencies are nowadays used in Barter organizations world wide. Barter in this sense is a misnomer, they do use a means of exchange but not the national currency. WIR is undoubtedly one, if not the first Mutual Credit facility in the world and most certainly the longest surviving one.
Nowadays WIR turns over a little less than 2 billion WIR (1 WIR = 1 CHF) per year. Because many transactions involve maybe 25 to 50% in WIR while the rest is settled in CHF (Swiss Francs), real turn over generated by WIR is maybe up to three times higher. It has 1 billion of WIR in credit outstanding.
Transactions are settled with the use of debit cards or with their on-line banking system.
Werner Zimmerman and Silvio Gesell
WIR is operated for the common good and not for profit. About 62,000 small and midsized businesses participate. There are six regional offices through the Swiss republic.
WIR is especially important during downturns. Deflation and capital scarcity make businesses more creative and more willing to deal with WIR’s limitations.
For our purposes WIR is important because it proves that Mutual Credit facilities have a viable business model. It proves currency can be offered at very low cost while maintaining a prosperous and professional organization over the long term.
Limitations
Notwithstanding its major achievements, WIR suffers from some significant limitations.
In the first place it is not convertible to other units. This is a common problem with Mutual Credit based currencies. Until recently, the technology was not available. Amazingly, many people are so used to this situation that they do not even consider it a problem. They will claim that non-convertibility is actually a strength, as it forces participants to shop within the network. However, this is a mistake. Non-convertibility damages the liquidity (what it will buy) of the currency and liquidity is everything. As a result, many businesses accept only certain percentages in WIR. This hampers liquidity even further.
Another problem is that consumers are not serviced. Only businesses can participate. This again badly damages liquidity: businesses cannot pay their employees in WIR, for instance.
Just think of what is possible for modern units leaving these limitations behind them.
Money Power Subversion
Obviously, WIR is very important opposition against the Money Power. The Money Power can be expected to keep a keen eye on it and there are serious indications it has been resisting WIR actively.
There is a persistent rumor suggesting the Banks have told WIR that things are fine as they are, but that they should not vie for further growth. This may explain why they have not developed a comprehensive strategy for consumer participation.
Also, in the 1950?s WIR started to price its credit with interest. Even today interest rates are very low, with 1% rates for mortgages, for instance, but still. Interest is an affront to Gesell’s ideas. It hinders circulation, which was one thing very much on Gesell’s mind. The price for credit, even at 1%, is somewhat high for collateralized (and thus risk free) long term loans. It also lessens the power of the message: that interest free credit is not only possible but a fact.
The last few years WIR has been starting to focus on more traditional banking activities, including ordinary loans in CHF.
This has led Thomas Greco, a leading expert on Mutual Credit, to state that the Banking Cartel has probably found a way of getting its henchmen on WIR’s board of directors.
Conclusion
WIR is a leading example for the entire world. It has proven that interest free mutual credit can be offered on a large scale. Its superior management was a key factor to its success: it was not a couple of dreamers that built it, but down to earth businessmen understanding the issues and the solution.
It is not convertible and it has no comprehensive strategy to compete outright on a full scale with the Banking Cartel and yet it turns over billions per year. These limitations can nowadays be solved. Convertibility for Mutual Credit is now possible. A comprehensive strategy including consumers not difficult to devise.
In this way the Money Power monopoly on currency can be assaulted. Regulators, inimical as they may be to these schemes, are left empty handed: there are no laws against Mutual Credit and they are very difficult to develop, especially against determined market players who understand what they are up against.
Even though today WIR seems to have been subverted, it took the Money Power eighty years. It is fully possible for just a few thousand ambitious people world wide to open up their own initiatives and the Money Power could easily become overwhelmed.
It goes directly at the heart of the matter: the Money Power’s control over the money supply and extortion through usury and the boom/bust cycle. In this day and age of deflation and stagflation, additional working capital is desperately needed by small and mid sized firms. Now, more than ever, are they willing to take a chance when they are offered a real alternative.
The German Regional Currency Movement shows that it can be done even today. In Britain, too, many regional currencies are now starting, most recently in Bristol. This unit is not even circulating yet, but already 100 small businesses have signed up. They desperately need additional cash and new customers and Regional Currencies supply both.
It is no use to wait until the Government cleans up its act. It never will. It is completely controlled by the enemy. Private initiative is the only hope we have. In fact, let’s face it: why would children of the One expect to have their lives be run by sugardaddies like Government? Private initiative is all there is.
Private currencies, competing with the Money Power in the market place are the way forward.
The world was conquered by a few ambitious men serving the Adversary.
It is now time for it to be liberated by a few ambitious men serving the One.
“THERE IS NOTHING MORE DANGEROUS THAN PERSONAL INITIATIVE: if it has genius behind it, such initiative can do more than can be done by millions of people among whom we have sown discord.”
-Protocol No.5
Related:
Regional Currencies in Germany: the Chiemgauer
Mutual Credit, the Astonishingly Simple Truth about Money Creation
Mutual Credit for the 21st century: Convertibility
Financial Warfare 2012: Boycott All Banks
Interest-Free Economics
More on WIR:
WIR Bank-Genossenschaft
P2P Foundation on WIR
more HERE
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Very good article. Man, where do you get your stuff? LOL. This would be taking action if people wanted to bite their [Them] knees off. Good idea. Love your brain and thanks for a sounding board. I learn much from the comments [trolls aside] you receive also. Thanks for DOING such a great job and “being here”. Love and Peace , James
Tx James – actually a lot of the new outside contributions are coming from commenters and people who write me after visiting the site. Great folks like you said. There’s always trolls but it’s not that bad on this site. They’re always good for contrast I guess, and remind us of what lies out there. But some great conversations and contributions here, I learn a lot and love the energy, passion, concern and compassion! Keep on everyone! – love, Zen
Check this out Zen….another alternative…http://www.weusecoins.com/
Could Anthony Migchels wangle a last-minute chance to speak at the summit of non-aligned countries, or at least permission to distribute materials to the attendees? It seems to me that in order for the world to avert near-total destruction at the behest of the userers behind the western political hegemon, the message of interest free economics must be embraced by some major powers, and soon. Internationally- convertible interest-free social credit-based currencies are needed right now!
I’d love to fly to Teheran and connect with those there on this issue!
It’s great we share the sense of urgency.
Zen, This could be a peaceful turnaround device against the demeaning “Usury” system endorsed by Zionist type ideals since man could read. However, Jesus did a violent thing going to the bank..I mean Temple and throwing their God..oops I mean their money (I’m confused0 on the floor and generally being a problem. I was told the rise of “The Christ Conscience” will save us. Could that mean emulating Jesus’s behavior would eliminate this dreaded “Usury system”? What we got to loose..eh? LOve and Peace, James
Charles Eisenstein wrote a terrific book called “Sacred Economics” where he goes in to much of this, including the theory and practicality of negative interest. He also speaks to the “gift economy”, something I have been speaking to for quite some time as well and which I strongly believe is the next step in our evolution as physical and spiritual beings as well as a resource-based economy. Of course, as soon as you say “a world without money” those locked into our existing reality go nuts and give you the “that’s impossible” mantra and around we go,
I don’t believe in currency at this stage in our evolution. For us to move towards another currency, even if it’s usury/debt-free is a sure way to keep us locked into this same consciousness (as Einstein said you cannot solve a problem from the same level of consciousness that created it) and little will change. We will still be stuck with hording, competition, profit, etc. etc.
Then you have those gold and silver fanatics? Seriously? Can you imagine billions of people trying to use an extremely precious and limited resource like gold or silver. We rape and plunder the earth today to insane levels and we all currently use paper bills. Can you imagine now the billions of us going to gold or silver? That would be insane to the nth power. Yet millions are still locked into the same consciousness and refuse to acknowledge this reality. It would be a nightmare.
What we need today as the world is reborn is a NEW consciousness, not more of the same old same old.
Peace and love
I understand fully where you’re coming from. I’m also very much in agreement with your analysis of Gold and how this would only worsen the problem of greed and viciouc materialism.
The key issue is scarcity of money: everybody is always paying off more and more interest, needing to go deeper and deeper into debt, to pay even more interest. This the basic driver that Eisenstein, Lietaer et alia have been discussing.
Usury is the key here, creating an artificial scarcity, as result of which people are fearing they will not have enough.
There is an incredible wealth transfer going on: the poorest 80% pay anywhere between 5 and 10 TRILLION dollars per year to the richest 10% globally.
By offering interest free money, we can reconnect to the abundance that nature and human productivity is generating, but which is now usurped by the rich.
Interest free practice shows, for instance in LETS communities, that with easily obtainable money, people often stop asking for it. In a natural way returning to a gift oriented economy.
So interest free money actually will help facilitate the conciousness that is necessary.
According to the Daily Bell, an Austrian economics publication, the regional currencies that Anthony Migchels is promoting may be linked back to the very same people controlling the current fiat money system through the New Age/Green Movement. I have no idea but here are 2 links as a counter-argument for anyone that’s interested.
http://www.thedailybell.com/4181/Strange-Bedfellows-More-Authoritarian-Linkages-to-Paper-Money
http://www.thedailybell.com/4190/New-Book-Further-Confirms-Eco-Affinity-of-Alternative-Currency-Proponents
Maybe I missed something but I don’t understand how this regional currency movement would prevent the boom/bust cycle? Even though it is proposed that money would be credited interest free, how would it be known whether too much or too little money was in the system therefore preventing this destructive cycle? It seems that there needs to be a mechanism to regulate the financial system to prevent over printing. Does the regional currency system allow for this?
And how would precious metals enter into this? In a true free-market all currencies would compete freely and ideally be backed by gold and silver. The market availability of, and ratio between gold and silver at any particular time would apparently regulate the amount of money in the system depending on mining output, hoarding and so on. In a true free market it would virtually be impossible for any entity to hijack the system as it currently is. That’s how I understand it anyway.
I understand fully where you’re coming from. I’m also very much in agreement with your analysis of Gold and how this would only worsen the problem of greed and viciouc materialism.
The key issue is scarcity of money: everybody is always paying off more and more interest, needing to go deeper and deeper into debt, to pay even more interest. This the basic driver that Eisenstein, Lietaer et alia have been discussing.
Usury is the key here, creating an artificial scarcity, as result of which people are fearing they will not have enough.
There is an incredible wealth transfer going on: the poorest 80% pay anywhere between 5 and 10 TRILLION dollars per year to the richest 10% globally.
By offering interest free money, we can reconnect to the abundance that nature and human productivity is generating, but which is now usurped by the rich.
Interest free practice shows, for instance in LETS communities, that with easily obtainable money, people often stop asking for it. In a natural way returning to a gift oriented economy.
So interest free money actually will help facilitate the conciousness that is necessary.
I agree with what you said re artificial scarcity, wealth transfer and the few controlling the many etc. That’s obvious and indisputable, but I am still not convinced about your alternative.
You noted that “by offering interest free money, we can reconnect to the abundance that nature and human productivity is generating …” Sounds good but what tangible item(s) are these credits (money) based on? Wouldn’t it need to be a based on something with inherent value and non-counterfeitable like precious metals? And again as I asked in my first post, in your proposed system WHO will decide and HOW will it be known at what point to limit the amount of credit in circulation to prevent a distorted market? You can’t arbitrarily print money without limit, even with the problem of usury removed.
I did not allude that gold would only worsen the problem of greed and materialism, as you stated. My point was that gold AND silver could act as a mechanism to control the problem of overprinting based on the ratio between the two metals and availability of these metals at any given time. To my understanding a system of free-market currencies based on gold and silver would also help to prevent hoarding and over-consumption. (Yes, gold has been traditionally for the rich but not so for silver.)
You also state that the key issue is scarcity of money. I would go further and say that governments co-opted by the banksters (mercantilism) is the key issue. No government interference means less chance of subversion and undermining of the financial system. Take the printing of money away from governments and let the free market go to work with the best system coming to the fore. That, as far as I can tell, is the Austrian economics way; a free market in currencies with no usury and the backing of gold and silver to prevent market distortion.
The daily Bell is really very full of it.
I had a number of very interesting discussions with them. You can read all about it at: http://realcurrencies.wordpress.com/faux-economics/
My friend Memehunter and I wrote an extensive series of articles about the background of the Austrian Economics that these guys propagate.
Their man Anthony Wile is a banker and the Daily Bell is financed by the same bankers they are explaining are terrified of gold.
Interest free units will not see a boom/bust cycle. Simply because the boom/bust cycle is artificially created by central banking and its manipulations of the interest rates.
I agree that a truly (the key word) free market for currencies is desirable. As you can read in the article I propose to create these free market units as we speak!
Do you have proof that … “the Daily Bell is financed by the same bankers they are explaining are terrified of gold.” If so please post. And why are they “really very full of it?”
According to his bio it’s true that Anthony Wile is a banker (So?) but it also says he quit in 1999 and … “In 2000, Wile experienced a brief role as the CEO of a start-up junior mining company that became the subject of a civil attack by the SEC. Wile and others fought for more than seven years at great personal and financial expense before eventually settling the case without admitting any wrongdoing. The assets of the company in question were subsequently purchased by a New York Stock Exchange listed company and the properties have now produced more gold than was initially suggested. Hundreds of investors lost literally tens of millions in deserved future profits because the SEC accused the company of over-promising a merger that was actually taking place. Perhaps this experience adds to Wile’s fervor to expose the power elite and their societal manipulations.”
I have been reading the DB off and on for 2 or 3 years and find their stuff excellent. They exposed OWS right off the bat, showing the relationship between OWS, Adbusters (OWS’s sponsor) and George Soros. Same for the undermining of the Arab Spring protest or any other elite meme you care to name. Go back in their archives to see what I mean. So far nothing they have published has hinted that they might be backed by the banksters. In fact everything suggests the contrary.
You mentioned people like Lietaer and Margrit Kennedy being prominent supporters of the financial system you promote in your article. Well, apparently Margrit Kennedy was employed by UNESCO while her husband was “an ambassador to UN commissions on behalf of a GEN proposal to the UN: “The Earth is our Habitat.” Kennedy’s new book is being published by a Green eco-publisher, New Society Publishers, with Al Gore featured on its site. Hmmm.
Bernard Lietaer, who you mention in the post above and who is a co-author of Margrit Kennedy’s book is, according to referenced material in the DB articles above; “a former member of the Central Bank in Belgium and according to his bio, a co-designer and implementer of the convergence mechanism (ECU) to the single European currency system.”
It might mean nothing but for me it’s enough to raise red flags. If anything I would suggest that it is your site and alternative money system that needs scrutinising carefully.
Here’s three more easy things the average guy can do to end this war:
1. Withdraw all money from banks
2. Sell all stocks
3. Stop filing taxes.
Over 50% of the American population is parasitic; on the dole, or government employees. If a significant portion of the productive class would do these 3 simple things, we as a nation and people, could be free.
Of course I hold out no high hopes for our bi-pedal cattle bretheren.
Anyway, food for thought.
Cheers.
Tsukato
50% parasitic?
I believe it is really the 0,0001% that is parasitic: the international bankers at the top of the foodchain, robbing us of trillions in Usury every year, relegating the many, and now even so many americans, once the richest Nation ever, to poverty.
You’re right to an extent. We can blame the top 1% to be sure, but how many americans really lived within their means? I’m an american living in China, and before that, in Japan, and New Zealand. All told, I’ve been away about 13 years. Back in 2005, I visited the States for a few weeks, and it was very obvious that the american super-sized lifestyle, would surely need to crash and burn. I saw employees of places like Costco, and Home Depot driving Range Rovers and Escalades. I saw those same kind of people living in $300,000 houses.
What people don’t seem to understand is that there is no free lunch. Especially in a globalised economy. What Americans and Europeans don’t seem to understand is that with globalization, everyone is competing; not just corporations and countries. Why should a GM employee in Michigan make $30/hr when a chinese will do it for$3/hr?
The truth of the matter is this: the natural state of wealth is that very few people should be rich, a bit more, should be middle class, and the vast majority should be poor. Thats the way life works. On any bell curve you can see that most people will fall into the middle. At the extremes you have rich, and destitute. But life needn’t reward the mediocre. Most people are not very bright, ambitious, or worldly. Of course these people will not be successful in this new world, and neither should they be.
There are no guarantees in life that we can all live like rich people. Most need to either accept their own limitations, or get the lead out, and do something with their lives.
I for one, feel no sympathy for american cattle. I’ve been poor before, and know well enough, that I never want to be that way again. In case you are wondering, I am only 41, and not some 80 year old.
A person who complains about their lot in life, and doesn’t make any drastic measure to change it, is just a loser, and would be better off ending their life now, instead of bitching the next 50 years about the raw deal they were dealt.
Wellll financial woes. PROBLEMS
1- ALL Governments spend way toooo much money. I see it at every level. The annual budgets MUST be spent in order to get an increase for next years budget – WHO made that rule??? How about they get rewarded (bonuses) for not spending it all and getting everything done that needed doing. At the end of every fiscal year the managers use all their money (Gov’t) and do shit that you and I wouldn’t do because its NOT required.
2- Regulate utilitarian needs. Fuel, home heating, banking, food staples. Deregulation has increased the price of everything and even things like Natural Gas, Electricity where apparently it is regulated (here in canada) is fixed they have more add on distribution charges and the likes than your grocery shopping bill. BS not regulated, fixed!!!
3- THE MOST IMPORTANT – DECENTRALIZATION !!! Bring business back to your town!!!!!!!!! WE have to start supporting each other. QUIT shopping at the BIG BOX stores, as long as we keep buying at them we are going to go down. BUY local support each other even if it costs more, the multi-nationals have great prices and thats it. No service, cheap labour and most importantly they take their profits elsewhere, the big guys are so big if we don’t stop this we will all be working for them or the gov’t, there will be NO middleclass.
4- Brands, Now that nothing is made in America, what does it matter what you have, it probably comes from China or some other far away place. TAX those Brand Name companies that say they are AMERICAN for all the product they have sourced overseas and bring back to US. If its made in its home country and sold there, they should have a Major tax advantage over any product that comes from elsewhere period.
The main problem is GOVERNMENT, they need rules, big rules. The amount of campaign money these clowns receive from BIG CORP has to be stopped. When someone donates a few million dollars to get their guy elected, there’s gonna be a payback. OBUMMER has a Billion dollar budget for his campaign????? How can any regular schmoo run against that. Limit campaign spending now!!!
These are but a touch of what is going on in our society today and if we don’t get a handle on these —– BABoom she’s gonna blow !
Balance and Awareness, do your part.
T
In my mind, the first step is very, very simple: divest one’s self of the Wall Street, profit-making principle. There, everything that makes profit is all about destruction of the planet and people. War, GMO’s, obesity and diabetic making corporations, etc.
Most idiot americans, however, do not even look at their retirement portfolios and realize this. No, so long as it is increasing their profits at the expense of others. It is all about usury, of other humans and things. Americans don’t care about that so long as they are realizing personal PROFIT off of it all.
This is why the OWS movement is such a joke. Everyone wants to be restored to the OLD way of profiting off others without doing their homework and recognizing their own involvement in the entire system. They do not want to contribute their fair share – only see things through the lens of their own entitlement.
Oh, boo hoo, now the americans and their investments in WS are failing. Only NOW do the OWS start to cry and tantrum. Each and every one of them should have realized the error of their ways long before now. I have no sympathy at all.
Let’s be done with the usury and move on toward personal responsibility. It is the only way out of this mess.
Thanks for the article, Zen.
Zenner
Have you read about Catherine Austin Fitts shes got some great ideas and got shut down by the US Feds
very informative
T
Here’s an article about US presidential candidate
http://www.rollingstone.com/politics/news/the-federal-bailout-that-saved-mitt-romney-20120829
This should be satire
T
It Is Time For The Ron Paul Revolution To Move Beyond Politics
http://www.alt-market.com/articles/1007-it-is-time-for-the-ron-paul-revolution-to-move-beyond-politics
EMPOWER YOURSELF! BE MORE SELF-RELIANT. Look, there are MANY things people can do, to “fight” the evil oppressors. And, 99.9% of it, involves taking back control of your own life – your thoughts, feelings, actions. Here are solid, SOLUTIONS, that anyone, and everyone can actually do, to begin taking power away from those who have centralized it, to themselves:
Not a single shot need be fired in this revolution!
Well, getting your money out of any TBTF Bank is ONE thing that you can do. However, there are many, many other things that we can all do, too!
Here are just a few:
1) BOYCOTT – learn this concept well, and EMPLOY IT – against those enslaving you!
2) THINK for yourself. TURN OFF the IDIOT-BOX (TV) OR THROW IT AWAY!
3) QUESTION all ‘authority’ (Big Business/Government, Big Religion, Big Media, etc.)
4) Get out, and/or stay out, of DEBT!
5) USE CASH AS MUCH AS POSSIBLE. Avoid using credit, debit, and customer loyalty cards
6) Bank at a local credit union!
7) VOTE WITH YOUR DOLLARS! (What do you support, with your time, money, and energy?)
Contact your Representatives on critical issues: such as “END THE FED!”
9) Re-read the 2nd Amendment to the U.S. Constitution. It isn’t about hunting. It’s about tyranny.
10)Buy (products) Made in U.S.A.
11)Invest in precious metals, primarily SILVER (and gold).
12)Buy ORGANIC food! Support your local Organic food store or Co-op!
13)Start your own garden using NON-GMO, non-hybrid seeds!
14)Pray or meditate – reduce your stress!
15)Read a book, you know, an actual book! Open your mind!
16)Exercise your brain muscle!
17)Listen to soothing classical, jazz, ambient or other music you thoroughly enjoy!
More to follow…
As for ORGANIC food companies, here is some very practical, ‘actionable’ information – TAKE ACTION!:
Which, so-called “organic” food companies are fighting Prop 37 in California, to stop GMO-labeling, and which organic food companies are funding/supporting GMO-labeling (ie, your right to know)?
http://www.cornucopia.org/wp-content/uploads/2012/08/prop37-poster.jpeg
Boycott the Organic and ‘Natural’ Traitor Brands Whose Parent Companies Oppose Your Right to Know (ie, who oppose Prop 37 in CA)
http://www.organicconsumers.org/articles/article_26121.cfm
Which Mega-Corporations own which “organic” food companies?
https://www.msu.edu/~howardp/organicindustry.html
Download the “NON-GMO Shopping Guide” here:
http://gmo.mercola.com/sites/gmo/shopping-guide.aspx
Here’s another list to consider in terms of BOYCOTT:
Corporate Sponsors of the Council on Foreign Relations http://www.cfr.org/about/corporate/roster.html
Other nations and alliances such as BRICS are taking over the world economy. There is rumor of them coming out with a Gold backed world currency to replace the US Dollar. Meanwhile the G8 and West has not learned from prior collapses caused by corrupt Bankers and Politicians. It looks like another market crash larger than any before could be months if not weeks away. Most of us are in denial and not prepared for scenes crazier than the ones of Katrina unfold on TV with empty shelves in supermarkets and people fighting over the last gallon of gas at the pumps.
The 99% VS the 1% – A battle to be fought and won with truth and unity! Don’t you think the corruption, theft and wars have gone on long enough? Now is the time to join forces with those you would not normally consider. We really need to put aside our ideological differences and focus on our common enemy of corruption. If we can do that we can pool our resources from the Tea Party, Occupy and many other groups. THEY win as long as they can keep us bumping heads with each other. We the people NEED to come out and make it a major issue in the news and in this political cycle.
JOIN US, this is YOUR cause too (Click the “LIKE” button and spread the word): http://www.facebook.com/BankAndPoliticianFinancialCorruption
What about something like this to serve as a link between a number of local initiatives. Collectively, the autonomous groups declare into existence The Planetary Trust, which holds in trust the total assets of the solar system which cannot be owned by any private interest nor by states or organisations of states. A new currency is declared the value of which is guaranteed by the mineral assets of the solar system. Clearly, the monetary value is beyond giganormous and instantly reduces money to a minor role and exposing the harsh fact that is not money but will that prevents us from building a world suitable for intelligent human beings to live on. It should be possible to implement without great hullaballoo, a 21st Century refinement of Social Credit. If the participating groups can come together about this idea or something better and information about the project caught the imagination of the planetary poplulation to a sufficient degree, we could all go ahead and make that work, rendering the fraudulent power structure obsolete overnight, so to speak.